Definitions
The Company : Capital Market Laboratories and its officers, employees, and agents.
The Services : All websites, tools, APIs, data, calculations, derived data, applications, articles, emails, and all other communications and information provided by The Company.
Disclaimer
The information contained on this and all accompanying sites, as well as all other Services provided by The Company is provided for general informational purposes, as a convenience to readers and subscribers. The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation. Consult the appropriate professional advisor for more complete and current information. The Company does not engage in rendering any legal or professional services or advice by placing these general informational materials, tools, links, and applications on this or any other website, or through emails.
The Company specifically disclaims any liability, whether based in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or the use of The Services. By using The Services, you agree to not hold liable The Company to the fullest extent permitted by law, and agree to waive the right to seek any type of damages from The Company. You also agree to waive damages in the event of problems connecting to The Services or as a result of mistakes or omissions in, or delays in transmission of, information to or from the user, interruptions in telecommunications connections to the site, or viruses.
The Company make no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other sites are offered as a matter of convenience and in no way are meant to imply that The Company endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorse any information contained on those sites, unless expressly stated.
Subscription Fees and Non-Refundable Policy
All subscriptions offered by Capital Market Laboratories, LLC are non-refundable. This policy applies to all subscription plans, including but not limited to paid trials, monthly, quarterly, and annual plans. Nothing in this non-refundable policy limits any refund, credit, or tax adjustment required by applicable law. Once a subscription payment is processed, no refunds will be issued for any reason, including but not limited to the following:
Change of Mind: Deciding that the subscription no longer meets your needs.
Lack of Use: Not utilizing the services during the subscription period.
Technical Issues: Encountering technical problems that prevent access to our services, unless they are caused by a failure on the part of Capital Market Laboratories, LLC that cannot be resolved.
Upgrades/Downgrades: Changing to a different subscription plan during the active subscription period.
We encourage you to thoroughly review the subscription offerings before making a purchase. If you have any questions or concerns about our services, please contact our support team prior to subscribing.
By subscribing to any of our services, you acknowledge and agree to this non-refundable policy
Applicable Taxes and Billing Information
Unless expressly stated otherwise or required by applicable law, subscription fees and other charges for The Services exclude applicable sales, use, value-added, goods and services, and similar transaction taxes. You agree to pay applicable taxes legally chargeable in connection with your purchase or subscription. This obligation does not include taxes imposed on The Company’s net income.
Applicable taxes may be added to initial purchases, paid trials, and recurring subscription payments, including renewals of existing subscriptions when taxes become applicable. For recurring subscriptions, you authorize The Company and its payment processors to charge your designated payment method for your subscription fees plus applicable taxes, subject to any notice or consent requirements under applicable law.
Taxes will be calculated using applicable tax rules and relevant customer location information. You agree to provide accurate, complete, and current billing-address information and any additional information reasonably necessary to determine applicable taxes, and to promptly update that information when it changes.
The total amount charged may change because of changes in tax laws, tax rates, applicable tax treatment, or your billing or location information, even when your underlying subscription fee remains unchanged. The Company will provide any notices and obtain any consent required by applicable law in connection with such changes.
If you claim a tax exemption, you must provide valid supporting documentation sufficient to establish the exemption under applicable law. Tax exemptions, refunds, and adjustments will be handled in accordance with applicable law.
Use Restrictions and Account Security
Automation Prohibited By using The Services, you agree not to create any automated processes, programs, or “bots” that access The Services without explicit, written permission from an officer of The Company.
No Reuse You agree not to resell or redistribute any portion of the content or The Services, without explicit, written permission from an officer of The Company.
No Reverse Engineering You agree to not attempt to use The Services in order to create any similar or possibly competitive products. You will not use the code or any other resources to try to reverse engineer methods, algorithms, processes, etc.
No Sharing of Accounts You agree not to let anyone else have access to your username and password. You will protect and keep private this information with all reasonable precautions, and will notify CML promptly if you have any reason to think this information is no longer private. In the event of intentionally sharing of your username and password, you agree to pay the associated subscription fees for the additional users accessing your account.
Code of Ethics
No subscriber to the services provided by the company shall use vulgar, violent or otherwise threatening language when addressing support staff via email or phone. A violation of this rule will result in an immediate subscription cancellation, a one-month refund, and a lifetime ban from all properties owned by the company.
Copyrights and Intellectual Property
The Company or its suppliers own the intellectual property rights to any and all protectable components of The Services, including but not limited to the name of The Services, artwork, end-user interface elements, APIs, source code, calculations, and algorithms contained within The Services, and the related documentation. You may not copy, modify, adapt, reproduce, distribute, reverse engineer, decompile, or disassemble any aspect of The Services, which The Company or its suppliers own. Any dissemination of a Top Pick, it’s coverage date, or coverage initiation price shall be deemed in violation of United States copyright law contained in chapters 1 through 8, 10 through 12, and 14 through 15 of Title 17 of the United States Code.
Modification to Terms of Service and Pricing
The Company reserves the right to modify and discontinue, at any time and from time to time, temporarily or permanently, The Services (or any part thereof) with or without notice, except as required by applicable law. Prices of The Services, including but not limited to subscription plan fees of The Services, are subject to change. To the fullest extent permitted by applicable law, The Company shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of The Services. The Company agrees to make a reasonable attempt to notify users of any such pricing changes and will provide any notice and obtain any consent required by applicable law. For general reference purposes, The Company chooses to note that as of September 2026, no user’s subscription fees for accounts in good standing have ever been changed. This in no way, however, precludes The Company’s right to make such changes in the future.
Unless expressly stated otherwise or required by applicable law, subscription fees do not include applicable taxes. Applicable taxes may be added to subscription payments, including renewals of promotional, discounted, or legacy subscriptions, as described in the Applicable Taxes and Billing Information section. The addition of applicable taxes may change the total amount charged even when the underlying subscription fee remains unchanged.
Indemnity
If your activity or any activity on your behalf creates potential or actual liability for The Company, or for any of our users, partners, or contributors, you agree to indemnify and hold The Company and any such user, partner, contributor, or any agent harmless from and against all claims, costs of defense and judgment, liabilities, legal fees, damages, losses, and other expenses in relation to any claims or actions arising out of or relating to your use of The Services, or any breach by you of these Terms of Use.